Arefe Roshani; Azam Rahimi Nik; Ahmad Vedadi; Dariush Gholamzade
Abstract
Purpose: This study was conducted with the aim of developing a success model for Iranian Fintech startups with a data-based approach. Methodology: The research method of the present study was exploratory mixed in terms of development goal. The statistical population of this research in the qualitative ...
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Purpose: This study was conducted with the aim of developing a success model for Iranian Fintech startups with a data-based approach. Methodology: The research method of the present study was exploratory mixed in terms of development goal. The statistical population of this research in the qualitative part included theoretical experts (university professors) and experimental experts (founders, managers, investors and consultants of Fintech startups) who were purposefully selected. Sampling was continued until theoretical saturation was achieved and 10 eligible individuals participated in this study. In the quantitative part, the statistical population included the founders, managers, investors and consultants of Fintech startups and sampling was done by simple random sampling, 124 complete questionnaires were obtained from this sample. Data collection tools were semi-structured in the qualitative part of the interview and in the part. The researcher-made questionnaire (2020) with a Likert scale was 5 options. Analysis of research data was performed in qualitative phase with MaxQDA software and in quantitative phase with partial least squares method with Smart PLS software. Findings: The results of the qualitative section showed that the causal factors affecting the success of FinTech Iran startups are strategic thinking, development of internal communication and external interactions, focus on design and proper implementation of marketing mix elements and characteristics of founders and team members. In the quantitative part, the proposed conceptual model was tested and 13 hypotheses were approved and 4 hypotheses were rejected. Conclusion: The approaches in FinTech startups are in line with global changes and the internal environment, and in addition to leading start-ups to gain a competitive advantage, can lead to value creation for the community and small and start-up businesses.
Somayeh Tafaghodi Zare; Mohammad Sadeghi; Alireza Mazlum Rahni
Abstract
From the beginning of creation and creation of human communities until today, many dangers have threatened people's lives. Some of these risks leave such an economic impact and bring the level of livelihood to its lowest level that causes governments to feel responsible towards the victims and organize ...
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From the beginning of creation and creation of human communities until today, many dangers have threatened people's lives. Some of these risks leave such an economic impact and bring the level of livelihood to its lowest level that causes governments to feel responsible towards the victims and organize their efforts to manage these risks. The declaration of such responsibility by governments and the creation of social insurance cause such risks to take on a social color. Although examples of social risks, which can be classified into three categories of risks arising from professional life, physical risks and risks arising from family formation, have been identified in many legal systems, but the concept of social risk is still neglected. Acceptance of the opposite of risk raises the idea that when a person implicitly or explicitly accepts the risk of harm caused by another party, he cannot demand damages from the causer of the harm due to the harm caused. Countering the risk is a one-sided legal act that affects the ability to assign fault to the defendant, and is an absolver of fault or an obstacle to guarantee. In Iranian law, the theory of conflict of risk is not accepted, but this theory is widely used in society.
